A car accident can be a jarring and overwhelming experience, leaving you unsure of what steps to take next. Understanding what to do after a car accident is crucial to protect your rights and ensure your safety.
Our North Carolina car accident lawyers can help you get the compensation you deserve. We will negotiate with the at-fault driver’s insurance company for a fair settlement. Our attorneys are prepared to take your case to court if necessary.
Contact us today for a free consultation.
What to Do After a Car Accident
It’s important to take action to protect your rights after an auto accident.
Call the Police
The first thing you should do after a car crash is call the police. In North Carolina, you are legally required to report any accident that results in injury, death, or significant property damage. Dial 911 and inform the dispatcher about the accident, providing details about your location and any injuries sustained.
While waiting for the police to arrive, turn on your hazard lights to alert other drivers and, if possible, move your car to a safe location to keep from blocking traffic. However, if moving your vehicle could cause further injury or damage, leave it where it is and wait for the authorities.
Having the police at the accident scene ensures that an official accident report is filed, which will be crucial for your car accident claim. The police report report will contain important information about the accident.
Gather Evidence and Information at the Scene
While waiting for the police to arrive, gather as much evidence as you can from the accident scene. Take photographs of the vehicles involved in the accident, focusing on any damage, skid marks, and surrounding conditions that might have contributed to the accident. Documenting the scene can be vital if there are disputes later on about what happened.
Exchange information with the other driver, including your name, driver’s license number, telephone number, and insurance information. Make sure to get the name of the other driver’s insurance company and policy number, as this information will be necessary when filing a claim. Write down the make, model, and license plate number of the other vehicle.
Do Not Admit Fault
Emotions can run high after car accidents. Don’t apologize or say anything that could be interpreted as admitting fault.
North Carolina contributory negligence law bars you from recovering any compensation if you are partially at fault. To protect your rights, stick to the facts and avoid speculating about who was at fault when speaking with the police or the other driver.
Seek Medical Attention Right Away
Even if you do not think you have serious injuries, seek medical attention as soon as possible after a car accident. Some injuries, such as whiplash or concussions, may not present symptoms right away but can have serious long-term effects if left untreated.
Keep all records of your medical expenses and treatment, as they will be necessary to support your claim.
Report the Accident to Your Insurance Company
After seeking medical attention, notify your insurance company about the accident as soon as possible. Provide them with the basic details of the car crash, including the date, time, location, and names of the parties involved.
Avoid Giving a Recorded Statement
The other driver’s insurance company may contact you about the collision. Avoid giving a recorded statement or accepting a settlement offer without talking to a lawyer first. An insurance adjuster will look for ways to minimize payouts. Anything you say to an insurance agent could be used against you later in the claims process.
Keep Careful Records
Maintaining detailed records of all documents related to the accident is crucial for building a strong case. This includes the police report, medical bills, repair shop estimates, photographs from the scene, and any communication with insurance companies.
Keeping organized records will help your attorney.
Get Help from a Car Accident Attorney
Finally, one of the most important steps you can take after a car wreck is to call an experienced attorney. A lawyer can help you understand your rights, navigate the complex legal procedures, and negotiate with the insurance company for fair compensation.
How a Car Accident Lawyer Can Help
An experienced car accident attorney will handle the entire claims process on your behalf, from filing a claim with the at-fault driver’s insurer to negotiating with the insurance companies involved. They will ensure that all necessary documentation is submitted, deadlines are met, and that your rights are protected throughout the process.
Investigating the Accident
A lawyer will conduct a thorough investigation of the accident to gather evidence, identify witnesses, and determine liability. They may work with accident reconstruction experts to demonstrate the other driver was at fault.
Negotiating with the Insurance Company
Insurance companies often try to minimize payouts by offering low settlements or denying claims altogether. A skilled car accident lawyer knows how to negotiate with insurers to secure a fair settlement that reflects the true value of your claim.
Representing You in Court
If your case cannot be resolved through negotiations, your attorney can file a lawsuit on your behalf and represent you in court. They will present evidence, cross-examine witnesses, and advocate for your rights to ensure you receive the compensation you deserve.
What Compensation Can You Get in a Car Accident Claim?
North Carolina is an at-fault state, which means the at-fault driver’s insurance company is responsible for paying for the victim’s losses. You may be entitled to compensation for:
- Medical Treatment: This can include doctor and hospital bills, physical therapy, and ongoing medical care.
- Lost income: This includes lost wages during your recovery. You can recover money for lost earning capacity if you are disabled or cannot earn as much income due to your injuries.
- Property Damage: You can seek reimbursement for repair costs or your car’s actual cash value if the vehicle is totaled.
- Pain and Suffering: This includes physical pain and emotional suffering, such as anxiety and depression.
If the other driver’s liability insurance doesn’t cover your losses, you may need to pursue other options. Underinsured motorist coverage can help if the other driver doesn’t have enough insurance.
The Deadline to File a Car Accident Lawsuit in North Carolina
In North Carolina, the statute of limitations for filing a personal injury lawsuit after a car accident is three years from the accident. This means you have three years to file a claim for car accident injuries. If you miss this deadline, you may lose your right to pursue compensation.
Additionally, if the accident resulted in a fatality, the statute of limitations for filing a wrongful death lawsuit is two years from the date of death. It is crucial to consult with a car accident attorney as soon as possible.
Contact Us Today for a Free Consultation
Knowing what to do after a car accident in North Carolina is essential for protecting your rights and securing fair compensation for your injuries and losses. By following the steps outlined in this guide, you can ensure that you are well-prepared to handle the aftermath of a car crash and navigate the claims process effectively.
Have more questions about car accident claims in North Carolina? You can check out our helpful FAQ page.
At NC Car Accident Lawyers, we are dedicated to helping accident victims recover the compensation they deserve. If you or a loved one has been involved in a car accident, contact our law firm today for a free consultation.
Our experienced legal team is here to provide the support and representation you need. You can find answers to frequently asked
